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How Our Process Works
Complete Our Form
Most applicants can get through the application form in five or ten minutes without any difficulty. If you have any problems with it you can reach our operators at 323-410-2874.
Online Banking Access
You need to have online banking access to use our screen capture utility. If you don't already have it set up, your bank will usually be able to configure it for you over the phone.
Loan Is Deposited
We send you the funds direct so you don't need to wait or go to a bank to cash a cheque. You can use the funds for anything you want -- we don't ask any questions about it.
Pay Back Your Loan
When it's due the loan repayment will get pulled straight from the account you specify. This account must be the one that your employer deposits your salary into.
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Use Appropriately
Plan To Stop
You should be thinking of this as a short term measure that you intend to stop. You don't want to be borrowing payday loans every pay period as the interest rates are typically high. To use a building analogy, we should be a support and not a foundation.
Emergencies
Before applying you should ask yourself if this is a real emergency. If it's not a real emergency and you think you can put it off for a few weeks without any real problems surfacing, then maybe that's the course of action that you should be pursuing.
Don't Borrow Too Much
Remember that when the loan is due you will have to factor that into your budgeting. If you borrow more than you can comfortably repay, you may end up in that cycle of debt that you should be avoiding. A good rule of thumb is to never borrow more than half of your paycheck but depending on your other finances the amount may be even lower.
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